• Real Estate  

    Whether you are looking to purchase a vacation home for yourself or looking to make an investment in the sunshine state. We are here to help you close your real estate transactions. We are a member of the Fund and issue title insurance through Old Republic Title. 

    In Florida the closing process can be broken down into the following steps:

    • • Working with a Real Estate Agent to identify property
    • • Submit offer to listing Agent
    • • Contract Negotiations and execution of purchase & sales agreement
    • • Earnest money deposit is made
    • • Home Inspection are performed
    • • HOA applications are submitted if applicable
    • • Working with lender to meet funding obligations if applicable
    • • Final Walkthrough
    • • Closing (Signing of final sales documents, legal documents are recorded, title insurance is issued, and funding of loan occurs if applicable)
    • • Congratulations and handover of keys

    Special considereation must be given to the Foreign Investment in Real Property Tax Act (FIRPTA) if the trasaction involves a foreign seller. Different withholding requirements usually obligate the buyer to withhold 10-15% of the purchase price and submit it directly to the IRS when the seller of U.S. real property is a foreign person.

    Closing Cost Calculator

  • “Buy land, they’re not making it anymore.” — Mark Twain